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GPAY stores info illegally? HC for RBI, Uidai reply

New Delhi: The Delhi High Court on Wednesday asked India’s unique identification authority (UIDAI) and RBI to respond to pills that accuse access, user and user information storage and user banking.
The Chairman of the Judge DN Patel and Justice Jyoti Singh issued a notice of the petition and searched for the Google India Digital Services Private Limited stand on November 8.
Already heard a request by Abhijit Mishra, a financial economist, who said that “the provisions and conditions of” Google Pay “explicitly state that the company will store the details of the payment instructions by the parties, including bank accounts and aadhaar details” even though there is no permission to practice that related to the party.
Being a private company, Google Pay is not empowered to collect, use and store residents’ residents and banking information, the applicant added.
In other pills, the applicant has claimed that Google’s cellular payment application, Google Pay (GPAY), facilitates the necessary non-authorized financial transactions from the RBI.
GPay acts as a provider of payment systems that violate payment and settlement payments because they do not have the applicable authorization of the central bank to perform these functions, it argues.
Responding to previous petitions, Google India’s digital service has told the court last year that GPay did not require RBI authorization because this was not a payment system operator but a third party application provider.
RBI, too, previously told the court that GPAY was a third party application provider and did not operate any payment system.
It was said that the operation did not violate the actions of payment systems and completion in 2007.

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