Categories: Vadodara

Insurance co failed to make a cow’s head or tail, loss of cases

Vadodara: To facilitate identification of group animals, humans keep a sign of significant identification signs such as lines, horn shapes, skin color or tail.
But does the tail color changed for years? An zoology or veterinarian can provide the best answer to it, but recently the color of the cow tail becomes a legal dispute in Vadodara.
A dairy farmer from Padra, who has one buffalo and three cows, dragged the insurance company to court because the latter denied his claim for the dead cow.
Farmer cow Dipika Patel died on July 12 last year due to natural causes.
When Patel filed a 50,000 RS claim with United Insurance Company Pvt Ltd, the company, in a strange reply, told Patel that according to their record, the color of the white cow tail while in the carcass photo looked black.
Patel filed a complaint against the insurance company in the Vadodara Regency of Redressal consumer disputes to get the number of RS 50,000 claims.
During the court process, insurance company lawyers argue that claims are rejected in accordance with the terms and conditions of policies because the dead cattle does not match the insured cattle.
Responding to the insurance company argument, lawyer Patel submitted a postmortem report also mentioned that it was the same cow and was no different.
It was also said that to identify the color of the color, the form of the horn among other characteristics is considered, but identification can actually be done with the tag.
The court enforces the argument that the real identity of cattle is the tag.
Insured cattle tag number Patel is 1626 and the dead cow tag number is also the same.
The court also observed a carcass photo and noted that the tail was slightly crooked and because the bad light in the photo might look black.
“The insurance company is a legal entity and its responsibilities is not to reject the claims of insured people by citing irrelevant technical problems.
Thus, by rejecting claims, insurance companies have lacked services,” the court said.
This asked the insurance company to pay Rs 50,000 to Patel along with 9% interest and pay compensation of Rs 10,000 for mental harassment and litigation.

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