Nagpur: The majority of students in government schools in rural areas are laborers and workers.
Given the bad financial background of these students, terms such as banking, savings, financial planning etc.
are considered aliens for them.
But the reality can be very different.
According to Amruta Rajendra Deshpande, a trained certified management accountant (CMA), “students from rural areas, who study in government schools, have a better understanding of concepts related to money, banking and savings.” Amruta has conducted a financial literacy campaign for young students by visiting Vidarbha rural school.
While the International Grift Day will be celebrated on October 30, Amruta celebrates almost every day.
Today it was established to educate people about the idea of ​​saving money at the bank rather than keeping a mattress or at home.
Amruta, who came from Wani (Yavatmal District), has taken it as a mission to visit rural schools and notify children about banking, savings and financial literacy.
The author of two books on financial literacy, Amruta made this informative talk for free.
Since the reopening of schools in rural areas, he has visited more than 65 schools in the Rural Yavatmal and 20 in the Chandrapur district.
“At present, students have a bank account by default and get a lot of government allowances credited there.
Many students work on weekly markets and get money regularly.
Others help their parents and get pocket money.
It’s the best time to learn the importance and Utilizing savings, “he said.
Amruta 45 minutes talks covering the basics of banking, Introduction to RBI, account type, identifying native currency notes etc.
He with smart sharing benefits from small savings.
He had done it for a long time, he launched it as a formal mission and named ‘Vitta Prabodhini’ after school was reopened in August in rural areas.
“I started it as a mission after I knew about a female student who had attended one of my previous seminars at her school.
The girl saved RS5,000 in her account.
During a pandemic, when her mother was infected and hospitalized, this money was used to run the family , “Amruta said.
He emphasizes that if children are made financially literate directly from the school level, it will help a lot in reducing the long term poverty.
In the next phase of the mission, he plans to visit rural schools throughout Maharashtra.
Mass Problems – Students from rural areas studied at government schools have their bank accounts by default – they get financial assistance credited in this account as part of the DBT scheme – Many students help their parents in selling agricultural goods etc.
and get every money Day – If these students are made aware of the banking system, it can change their mindset – CMA Amruta Deshpande conducts seminars ‘money awareness’ in rural schools – he has interacted with 7,000 students because schools reopened in the countryside Vidarbha – he talked about The importance of saving, explaining terms such as KYC, RBI etc.
in simple languages