New Delhi: The center on Saturday said it had communicated with the bank about plans to ensure the coverage of Jan Dhan’s account holders under various micro insurance schemes while PM Narendra Modi said the government’s financial inclusion initiative had changed the country’s development trajectory and helped deepen transparency.
The Ministry of Finance’s statement said that Jan Dhan’s account holders who met the requirements will be sought to be borne by PMJJBY (Pradhan Mantri Jeevan Jytivan Bima Yojana) and PMSBY (Pradhan Mantri Surakha Bima Yojana) and the bank has been told about this plan.
He also said there was an extensive plan to promote digital payments, including the use of rupay debit cards, among these account holders by creating acceptance infrastructure.
Increasing access to PMJDY account holders to micro-credit and micro investment is also planned, the statement said, referring to future plans for Jan Dhan’s account holders.
PM praised those who had worked to make Jan Dhan successful scheme, by saying their efforts have ensured that people undergo better quality of life.
“On Saturday we marked seven years #pmjandhan, an initiative that has forever changed the Indian development trajectory.
This has ensured financial inclusion and life of dignity and empowerment for countless Indians.
Jan Dhan Yojana also helps further transparency,” he Tweet.
Today we mark seven years #pmjandhan, an initiative that has forever changed the Indian development trajectory began.
As on August 18, the total number of PMJDY accounts is 43 crores and 55% (23.9 crore) Jan Dhan account holders are women and 66.7% (28.7 crores) are in rural and semi-urban areas.
“The PMJDY LED intervention travel conducted for more than 7 years, produces transformational and directional changes, making the financial inclusion ecosystem that arises that can provide financial services to the last person – the poorest of the poor,” Finance Minister Nirmala Sitharaman said.
The total deposit balance under the PMJDY account stands at Rs 1.46,230 Crore and they have increased by around 6.3 times and 2.4 times (August 2021 / August 2015), according to the Ministry of Finance’s statement.
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