Chennai: Even when the inpatient period halves in the second wave of pandemic, the average ticket size of health claims for Covid patients increased from 20 to 50%, compared to the first wave peak in 2020.
Director of Emissions Guarantee, Products and Claims at Max Bupa Health insurance, Bhabatosh Mishra said that we saw the average ticket size of the claim rising from Rs 1.3 Lakh to Rs 1.5 lakh.
“The inpatient period has decreased from an average of 14 days to 7-8 days in recent months,” he said.
“The surge in the size of the Covid-19 treatment of treatment is largely caused by a hospital that charges separately for oxygen cylinders and equipment used in the ICU.
Do not understand why they should charge for ICU equipment separately? The use of drugs at high prices has more Continue causes high costs, and therefore the size of a claim is higher, “Mishra told Toi.
Usually, hospitals and insurance companies agree on hospital rates as part of an agreement that can last for 3 years, which includes the cost of the ICU room.
A member of the General Insurance Council, which is a representative body from an insurance company formed by the 1938 Act Insurance, said that there was an average increase of 20-25% in the average ticket size of Covid health claims completed.
“This is driven by the number of cases that have co-morbidity and need additional medical care – which includes more expensive drugs.” For example, in the second covid wave, the number of claims can continue to remain at RS 1 Lakh, similar to the first wave.
However, the number of inpatient days will decrease from 18 days to 9 days.
In such cases, the number of bills remain unchanged in the period, however, the allegations of hospitals per day can rise.
ACKO (General Insurance ACKO) Observing the average ticket size of these claims has increased by more than 50%, with a sharp 100% increase in Covid-19 claims in the second wave rather than the first wave.
His SVP (Senior Vice President) and Claim Head of Susan Pal said “Most critical patients are hospitalized, who need more aggressive medical interventions and extended periods of hospitalization, during the second wave.
Average long stay during wave claims The second Covid-19 ranges from 8 to 15 days.
The average ticket size is resolved so far is around Rs 1.48 lakh for acko for such claims, but in some cases the size of the claim has risen substantially.
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