Bengaluru: A Bengalurean, who brought insurance companies to the Consumer Court therefore denied that vehicle accident insurance which stated the incident was staged, has won this case.
The court has ordered an insurance company to restore customers of the former BMW car showroom almost Rs 36.6 lakh with interest than RS 40,000 compensation for the problem he must do.
This is one of the first cases that must be decided after the value of the case that the district consumer court can be heard upgraded from Rs 20 Lakh to Rs 1 Crore last year.
Sharath Kumar businessman, 41, from New Thippasandra bought a BMW sedan in 2013 and obtained insurance for vehicles by the General AIG Tata Company Ltd.
by paying a premium of more than Rs 1.2 lakh.
On the night of January 5, 2020, Kumar drove towards Bengalaru from Chitradurga with a friend and when they reached the village of Bellaghatta, a wild dog ran across the road in front of the car.
Kumar turned right to avoid hitting the animal.
The car lined up on the road and plunged into a pool on the roadside.
Kumar and his friend managed to get out of the vehicle on time before some sinking.
Employers warn local police and notify the insurance company about the accident.
While the police conducted an investigation, a surveyor on behalf of General Insurance Tata AIG visited the place and conducted an investigation.
Meanwhile, Kumar got a crane truck to transport a damaged car to the BMW dealer in Bengaluru, where it was estimated that the repair work would cost Rs 63 Lakh.
However, Kumar was waiting for his insurance claims.
But very surprising Kumar, insurance company rejected his claim, stating the accident was staged to make the wrong acquisition of insurance.
Kumar tried to reason with the company, said that what he wanted to do was save the dog and the accident was the result of it.
Finally, he approached Bangalore Consumer Consumer Consumer Additional Consumers in Shantinagar with complaints against Tata AIG Acurance Company Ltd.
on August 5, 2020.
Kumar complaints were accepted and litigate began.